General Settings

Main configuration file: config/config.lua


Framework & System

Option
Default
Description

Config.Framework

qbcore

Set your framework: qbcore or esx (must be set manually)

Config.Debug

false

Enable debug prints in console

Config.Locale

en

Language: en, fr, es, de, it, pt, nl, tr

Config.Currency

$

Currency symbol

Config.CurrencyFormat

en-US

Number formatting locale

Config.UseTarget

true

Use target system or draw markers

Config.TargetSystem

auto

Auto-detected, or force: ox_target / qb-target

Config.InventorySystem

auto

Auto-detected, or force: ox_inventory / qb-inventory


Account Settings

Option
Default
Description

Config.DefaultPIN

0000

Default PIN for new accounts

Config.MaxAccountsPerPlayer

5

Total max accounts per player

Config.MaxPersonalAccounts

2

Max checking/savings accounts

Config.MaxBusinessAccounts

2

Max organization accounts

Config.MaxJointAccounts

2

Max joint accounts

Config.AccountNumberPrefix

PB

Prefix for account numbers


Limits

Option
Default
Description

DailyWithdrawLimit

$50,000

Max daily withdrawals

DailyTransferLimit

$100,000

Max daily transfers

LargeTransactionThreshold

$50,000

Threshold for large transaction alerts

LowBalanceThreshold

$500

Low balance warning level


Account Limits (Extended)


Fees & Commissions

Fee
Default
Description

TransferFee

0%

Percentage fee on transfers

TransferFlatFee

$0

Flat fee added to transfers

ATMWithdrawFee

$0

Per ATM withdrawal

ATMDepositFee

$0

Per ATM deposit

MonthlyMaintenanceFee

$0

Charged every interest cycle

OpenAccountFee

$0

Fee to open an account

CloseAccountFee

$0

Fee to close an account

WireTransferFee

$250

Cross-bank transfers

ExchangeFee

2%

Currency exchange (future)


Interest Rates

Option
Default
Description

SavingsRate

0.5%

Interest per cycle for savings

CheckingRate

0%

Interest per cycle for checking

CompoundInterest

true

Compound or simple interest

MinBalanceForInterest

$100

Minimum balance to earn interest

MaxInterestPayout

$10,000

Max payout per cycle (anti-exploit)

HighBalanceThreshold

$500,000

Threshold for bonus rate

HighBalanceBonusRate

0.1%

Bonus rate for high balances

WealthTaxThreshold

$5,000,000

Threshold for wealth tax

WealthTaxRate

0%

Wealth tax rate (disabled)

Interest Cycle: Runs every Config.InterestCycleMinutes (default: 60 minutes).


Security

Option
Default
Description

MaxPINAttempts

5

Attempts before lockout

PINLockoutMinutes

15

Lockout duration

TransferCooldownSeconds

15

Cooldown between transfers

WithdrawCooldownSeconds

10

Cooldown between withdrawals

DepositCooldownSeconds

10

Cooldown between deposits

MaxTransactionsPerHour

60

Rate limit per player

AutoFreezeEnabled

true

Auto-freeze suspicious accounts

AutoFreezeThreshold

$100,000

Amount that triggers review

AutoFreezeCreditScore

350

Credit score threshold

LargeTransferConfirmation

true

Confirm large transfers

LargeTransferThreshold

$50,000

Confirmation threshold


Enterprise / Organizations

Option
Default
Description

MaxMembers

50

Max members per organization

MaxOrgsPerPlayer

3

Max organizations per player (as owner)

MinBalanceToCreate

$0

Min balance to create an org

CreationFee

$0

Fee to create an org

AutoPayroll

false

Automatic salary payments

BusinessTaxRate

0%

Tax on org income

AllowOrgToPersonalTransfer

true

Allow org to personal transfers

OrgToPersonalDailyLimit

$100,000

Daily org to personal limit

Role Permissions

Permission
Owner
Manager
Employee

Withdraw

Yes

Yes

No

Deposit

Yes

Yes

Yes

Transfer

Yes

Yes

No

Manage Members

Yes

Yes

No

View Logs

Yes

Yes

No

Settings

Yes

No

No

Invoices

Yes

Yes

Yes

Close Account

Yes

No

No


Gameplay

Bank Hours

ATMs remain available 24/7 even with bank hours enabled.

Robbery Integration

Death Penalty

Welfare System


Notifications & Discord

Option
Default
Description

DiscordWebhook

empty

Discord webhook URL (empty = disabled)

DiscordBotName

Pulsar Banking

Bot display name

DiscordColor

16750848

Embed color (decimal)

Discord Logging Events

Event
Default

Large Transactions

Yes (above $50,000)

Loan Applications

Yes

Account Creation

Yes

Account Closure

Yes

Suspicious Activity

Yes

Admin Actions

Yes


Quality of Life

Option
Default
Description

EnableFavorites

true

Save frequent recipients

MaxFavorites

20

Max saved contacts

QuickAmounts

100, 500, 1k, 5k, 10k, 50k

Preset quick amounts

EnableAccountNicknames

true

Rename accounts

EnableRoundUpSavings

true

Auto round-up to savings

EnableSounds

true

UI sound effects

SoundVolume

0.5

Sound volume (0-1)

EnableBalanceHUD

false

Balance HUD on screen

BalanceHUDKey

F6

Key to toggle HUD


Scheduled Tasks

Option
Default
Description

InterestCycleMinutes

60

Interest payout interval

LoanCheckMinutes

30

Loan payment check interval


Data Cleanup

Option
Default
Description

AuditLogDays

30

Delete old audit logs

NotificationDays

14

Delete old read notifications

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