Transactions
Transaction Types
Deposit
Add cash to your account
Withdrawal
Take cash from your account
Transfer
Send money to another account
Wire Transfer
Transfer to a different bank (higher fee)
Loan Payment
Automatic or manual loan repayment
Interest
Interest earned on savings
Fee
Maintenance fees, ATM fees, etc.
Invoice
Payment received or sent via billing
Deposits
Available at bank counters and ATMs
ATM deposit limit: $50,000 per transaction
ATM daily deposit limit: $100,000
No deposit fee by default
Withdrawals
Available at bank counters and ATMs
ATM withdrawal limit: $25,000 per transaction
ATM daily withdrawal limit: $50,000
Bank counter daily limit: $50,000
Transfers
Transfer between your own accounts or to other players
Search by account number or player name
Quick transfer amounts: $100, $500, $1K, $5K, $10K, $50K
15-second cooldown between transfers
Daily transfer limit: $100,000
Confirmation required for transfers above $50,000
Saved Contacts
Save frequent recipients for quick transfers. Up to 20 saved contacts.
Transaction History
Full history accessible in the banking UI
Filter by type, date, and amount
Search transactions by description
Categorized automatically (deposit, transfer, fee, etc.)
Cooldowns
Transfer
15 seconds
Withdrawal
10 seconds
Deposit
10 seconds
Rate Limits
Maximum 60 transactions per hour per player
Configurable in
Config.Security.MaxTransactionsPerHour
Notifications
Players receive in-game notifications for:
Deposits received
Withdrawals completed
Incoming transfers
Interest earned
Loan payments due
Fees charged
Low balance warnings (below $500)
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