Cards

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Overview

Cards are physical inventory items that players can order from bank counters. Each card is linked to a specific bank account.

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Card Types

Debit Card

• Free to order

• Linked to checking/savings account

• $10,000 daily limit

• No credit score requirement

Credit Card

• $100/month fee

• Requires credit score of 600+

• Credit limit based on score (up to $100,000)

• 18% interest rate on credit balance

• 30-day billing cycle

Enterprise Card

• Free to order

• Linked to organization account

• $25,000 daily limit

• 5-digit PIN

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Ordering a Card

1. Visit a bank that offers the cards service

2. Open the banking UI

3. Navigate to the Cards section

4. Select the card type

5. The card item will be added to your inventory

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Card Security

• Cards have unique generated numbers (prefix: 4532)

• PIN protection for all card transactions

• Cards expire after their configured duration (2-3 years)

• If a card item is removed from inventory, the card is blocked (Config.BlockCardOnItemRemove = true)

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Credit Card Details

Credit Limits by Score

Score Range	Credit Limit
500 - 599	$5,000
600 - 699	$15,000
700 - 799	$50,000
800 - 850	$100,000

Billing

• Credit balance accrues 18% interest

• Billing cycle: 30 days

• Payment due at end of each cycle

• Late payments affect credit score (-25)